FAQ
Most Frequently Asked Questions
G&R Builders has been building custom homes for over a decade. We’re here to share our experience and answer any questions you might have. Answers to our most frequently asked questions are below, but if you’d like to talk to a building consultant, click here.
Pricing
What’s included in the sales price?
The per-square-foot price G&R provides is the cost for building the home and any attachments (i.e. paving, decks, patios, garages, etc.). We will assist you in determining the additional building costs, but those costs will be provided separately from the per-square-foot price.
What are the additional building costs?
Additional building costs are directly related to your selected building site, and typically include things like culvert and driveway installation, tree removal, soil testing, grading and pad construction, well and septic systems, etc. G&R will help you estimate and budget for these costs, typically through competitive bidding and cost allowances.
How do I find the cost of the available options you offer?
After you’ve prequalified for your construction loan, G&R will provide you with a free, personalized quote showing the exact costs of options for your new home.
Can I finance my land in my home loan?
Yes. Most lenders, including those we partner with, allow and encourage land/home packages. This dispels the misconception that you must own your land outright to build your new home on it! We’re happy to answer any questions you may have about financing your property.
The per-square-foot price G&R provides is the cost for building the home and any attachments (i.e. paving, decks, patios, garages, etc.). We will assist you in determining the additional building costs, but those costs will be provided separately from the per-square-foot price.
Additional building costs are directly related to your selected building site, and typically include things like culvert and driveway installation, tree removal, soil testing, grading and pad construction, well and septic systems, etc. G&R will help you estimate and budget for these costs, typically through competitive bidding and cost allowances.
After you’ve prequalified for your construction loan, G&R will provide you with a free, personalized quote showing the exact costs of options for your new home.
Yes. Most lenders, including those we partner with, allow and encourage land/home packages. This dispels the misconception that you must own your land outright to build your new home on it! We’re happy to answer any questions you may have about financing your property.
Financing
Do you offer financing?
G&R is not a mortgage lender, however we do have established relationships with banks and mortgage brokers, which allows us to assist our customers in arranging financing. Our partners’ rates and fees are competitive, and our customers are always given the option of providing their own financing.
How can I get information concerning my credit score and history?
A quick, convenient way to check your credit history is by using Credit Karma. You can see your credit score and history at any time without affecting your credit score. Although the scores Credit Karma provides are accurate and typically the same ones used to determine your eligibility for a mortgage loan, you should contact your lender for more information.
Is it a good idea to know our buying power before looking for a new home?
In order for you to make a sound buying decision, one of the first things you need to know is how much home you can afford. Your local building consultant or your lender can aid you in finding out how much buying power you have.
How can I begin the custom home building process while I still have a home to sell?
Building a new home is different than buying an existing home. Our preferred lenders can help you with this transition with bridge loans and construction loans, and there are now third parties, like opendoor.com, that can make the process even easier, allowing you to receive a cash offer for your current home while scheduling a closing that allows plenty of flexibility.
G&R is not a mortgage lender, however we do have established relationships with banks and mortgage brokers, which allows us to assist our customers in arranging financing. Our partners’ rates and fees are competitive, and our customers are always given the option of providing their own financing.
A quick, convenient way to check your credit history is by using Credit Karma. You can see your credit score and history at any time without affecting your credit score. Although the scores Credit Karma provides are accurate and typically the same ones used to determine your eligibility for a mortgage loan, you should contact your lender for more information.
In order for you to make a sound buying decision, one of the first things you need to know is how much home you can afford. Your local building consultant or your lender can aid you in finding out how much buying power you have.
Building a new home is different than buying an existing home. Our preferred lenders can help you with this transition with bridge loans and construction loans, and there are now third parties, like opendoor.com, that can make the process even easier, allowing you to receive a cash offer for your current home while scheduling a closing that allows plenty of flexibility.
SITE PREPARATION
Does G&R Builders provide services to evaluate my home site?
A site evaluation is the best way to make sure the home you want fits properly on your land or lot. We provide lot and land evaluations at no cost or obligation.
Will G&R Builders handle the site preparation work for me?
Many of our customers come to us with a lot that’s already had some preparation done - typically culverts/driveways, tree clearing, and sometimes well and/or septic. G&R Builders will estimate the costs involved to get your site ready for your new home, whether you’ve already had some work done or are starting from scratch. Ask your building consultant about having us handle the job for you!
A site evaluation is the best way to make sure the home you want fits properly on your land or lot. We provide lot and land evaluations at no cost or obligation.
Many of our customers come to us with a lot that’s already had some preparation done - typically culverts/driveways, tree clearing, and sometimes well and/or septic. G&R Builders will estimate the costs involved to get your site ready for your new home, whether you’ve already had some work done or are starting from scratch. Ask your building consultant about having us handle the job for you!